I think as above, then, the answer is to setup smart charge between 2am and 6am
If the battery is already full due to PV, then it shouldn’t top up much overnight.
It’ll probably flip between charging and discharging a bit (a couple of percent either side of the charge target) if you set the percentage to charge to anything below 100%, but hopefully you won’t notice that amongst the costs for charging the EV!
If you do set the charge percentage to say 60%, the battery will continue to be used to supply the house and I guess the EV too until the battery has got down to 60% - where it will stay for the rest of the period.
The other option is to change the charge rate to zero (on another tab within the my inverter, settings area), but remember to turn it back up the next day. Guess that’s where automation comes in handy if you have the time and patience to look into that.