yandards .
Not sure the 'excess generation' in your last sentence is strictly correct in electrical terms, and could be misleading to some.
With a solar intensity of 1000 W/m2 (as used on solar panel data-sheets), a recent panel capable of 20% efficiency and an inverter operating the panel at the maximum power point, for each 1 m2 of panel area, 200 W electrical power is generated and conducted to the inverter, and 800 W of heat is dissipated in the panel.
With the inverter switched off, or the DC input throttled right back by the inverter MPPT tracker, there is no electrical power generated by the panel, so all 1000 W is dissipated as heat in that 1 m2 of panel, and 0 W passing through the inverter.
It is only a 25% increase in power dissipated as heat, and the panels should be designed for the condition of the inverter being switched off without causing damage due to overheating.
The inverter is supposed to be designed for 5.0 kW a/c output, so should have a suitable cooling system in place to cope with the losses caused by electrical inefficiency. Some users have experienced output throttling due to high inverter heatsink temperatures, so have added fans to force ventilate and reduce the temperatures of the GivEnergy designed passive heatsink.