icedcar as i know you can really save on the flexible tariffs but I have also been stung when demand goes high for a while and the rates just hit 99.9pkwh.
There are all sorts of different tariffs available and no single one will suit everyone. The 99p is Octopus Agile which hit that figure a couple of times last winter when it was really cold and overcast for days on end, demand was high and there wasn’t any solar or wind. I was on Agile the time and it wasn’t great, but my battery (and predbat) took me through the worst of it
It all depends on what your daily house load is as to what’s suitable. I wouldn’t make any assumptions about winter solar, any you get will be a bonus, and plan on what load you can shift to offpeak hours (washing, dishwasher, etc) and what you need covered by your battery and cheap rate grid import.
If you don’t have an EV or heat pump then your choices are more limited, Tracker is an option as is Economy 7. Even if your batteries won’t last all day and you have some grid import, a small amount on a higher tariff won’t be too bad.
And yes, the battery drain is quite normal. Bear in mind the drain is covering the inverter and the battery (DC to AC conversion). You can reduce the drain further by setting battery pause mode in the givenergy portal, but some drain is unfortunately inevitable.